Microinsurance
This program is designed for individuals with limited income. Well-designed insurance products help provide financial protection for low-income individuals, which in turn enhances the potential for sustainable development at the individual, family, and community levels.
We offer a variety of insurance products under this program, tailored to meet the needs of each individual, family, or social group within a specific low-income sector.
Microinsurance products cover the following:
- Damage to property and assets, such as homes or small businesses, due to fire and other allied perils
- Damage to your small enterprise
- Death or permanent total disability resulting from an accident or illness
- Personal accidents and other additional coverages
- توفير الفرصة لشراء التأمين بتكلفة منخفضة.
- توفير التأمين المالي للأشخاص ذوي الدخل المحدود وحماية مدخراتهم.
- مساعدتك في الحصول على القروض الصغيرة للاستثمار في مشروعك الصغير سواءً في القطاع الصناعي أو الحرفي أو الخدماتي أو التجاري أو الزراعي.
Microinsurance is a category of insurance policies specifically designed for low-income individuals in the community to protect themselves, their families, and their other assets at an affordable premium and low cost.
The main difference is that Micro Takaful Insurance covers the insured’s property and assets, while Micro Family Takaful Insurance covers the life of the insured (e.g., death benefit, disability, and personal accidents).
The terms and conditions of a microinsurance policy vary depending on the type of coverage required, the sum insured, the nature of the insured’s work and assets, as well as the insured’s age and health condition.