Family Takaful Insurance
This program is designed to provide financial protection for the families of employees and workers in the event of the employee’s death (God forbid) or total/partial disability, as part of employment benefits. The program is approved by the Sharia Supervisory Board to compensate the agreed-upon benefit in the case of death or disability of a group of employees working in various companies and institutions across the country.
Coverage includes:
Natural death
Accidental death
Permanent total disability resulting from an accident or illness
Permanent partial disability resulting from an accident or illness
Temporary total disability resulting from an accident or illness
Critical illnesses and other additional coverages
The insurance premium is calculated based on several factors, such as the type of policy, the age and health status of the participants, their number, the desired sum assured, the required benefits, and other relevant criteria.
The legal heirs or those designated by the employee as beneficiaries.