Comprehensive Home Insurance

Comprehensive Home Insurance
Comprehensive Home Insurance

Under this policy, the insured is compensated for any damage to the home resulting from fire, earthquakes, storms and cyclones, water leakage, explosion of household appliances, etc., in accordance with the terms and conditions outlined in the policy issued by the company.

Coverage Includes:

Some insurance policies cover damages caused by natural disasters such as earthquakes and floods, but this depends on the terms of the policy. In some cases, additional coverage may be required for certain types of natural disasters.

Product Benefits

Insurance for homes and investment properties is important due to the many risks that may affect them, such as theft, fire, earthquakes, and storms.

FAQ
Does comprehensive home insurance include third-party liability coverage?

Yes, some comprehensive home insurance policies include third-party liability coverage, which protects the policyholder against claims resulting from damages they may cause to others within the home.

Are cash and valuable jewelry kept at home covered by insurance?

Yes, it covers cash, stamps, gold, silver, precious stones, furs, antiques, and paintings while they are kept inside the premises, provided that the company's liability for all such items does not exceed 10% of the contents insurance amount or USD 250, whichever is lower — unless a detailed list including these items and their individual values is provided to the company.

Does insurance cover damages caused by natural disasters?

Some insurance policies cover damages caused by natural disasters such as earthquakes and floods, but this depends on the terms of the policy. In some cases, additional coverage may be required for certain types of natural disasters. 

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